Mortgage Center

Still want to have personal assistance?

You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Pre-qualifications!

We offer pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Simply click on the "Apply Now" area above to start the process for pre-qualification. After you click on that area you will need to pick on the "Pre-qualification - I'm shopping for a home and I don't have an accepted contract with a seller" category. You will then be asked a series of questions which will help the bank determine the best loan product for you. Provided you meet certain requirements this process will give you a general approval based on income, debt ratio, down payment, etc. This process does not pull a credit report. The general approval will be provided to you in a written letter.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program on the site and a Loan Advisor is always just a call or email away!

Government Loans

Looking for a no down payment loan? You've come to the right place!

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.446%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.268%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.713%  0.000%
30 Year Adjustable Rate (5 Year ARM)
 Rate  APR  Points
 4.630%  4.729%  0.000%

Personalized Quote

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Under the program for the FDIC Temporary Insurance Coverage for Transaction Accounts which runs through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Temporary Unlimited Coverage for Noninterest-bearing Transaction Accounts is in addition to and separate from the coverage available under the FDIC general deposit insurance rules. Learn More

Deposit and loan products offered by Heartland Bank, Member FDIC, EqualHousingLogoTrans15 Equal Housing Lender

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